When you’re going after a goal you’re becoming something different. You are in a space where you are out of your element… You feel like a fish out of water. This could cause people to struggle and frantically seek out solutions, in order to reach their goal. But how much faith would you put in a solution served on a plate?
If it ain’t broke, don’t fix it. Such is the prevalent theme of our guest, Calvin Wayman, on today’s episode of The His & Her Money Show. He talks to us about how he took the leap of faith trusting a book and succeeded in paying off $53,000 in 3 years!
Calvin started off as any typical young person, learning that building credit may be a smart move. Getting deeper into debt, he learned that debt isn’t his friend, and began resenting the fact of how financial institutions had dibs on his paycheck before he did. Being a numbers person, Calvin took account of his cash flow but was not able to come up with solutions to his financial problem… until he learned the real truth about money: It’s behavioral.
Calvin followed Dave Ramsey’s book all through-and-through, realizing that the answers were given to him right then and there, as he enjoys the by-product of each day’s success. Obstacles may have happened in the midst of his journey to debt-freedom, but with the guidance of The Total Money Makeover, Calvin simply shrugged big problems as minor inconveniences.
Now living a debt-free life, Calvin felt the freedom to make options in his finances. As he said, “I’m just getting started with other opportunities that are coming that would not have been able to happen if I was weighted down by that debt.”
One of Calvin’s passions is unlocking the belief in people, whether in finance or anything. In his book, “Fish Out Of Water,” he mentions several principles that will help people avoid reverting back to their old “fishbowl”. To find more about Calvin and his book, check out his website CalvinWayman.com.
We live in a digital age, it’s a social media world. So if you’re going to grow your brand or your business in any way then social media is the place to be. Calvin’s company, Cobbes Media, is currently offering a “social media makeover,” discount as a gift to our audience. Find more at socialmediamakeover.org
What You Will Learn In This Episode
- Why and how Calvin set a budget for recreation.
- How Calvin sticks to the plan laid out for him from The Total Money Makeover.
- Why getting more money doesn’t really help solve money problems.
- How Calvin attacked obstacles on his journey to debt-freedom.
- What kept Calvin motivated throughout his three-year journey to debt-freedom.
- The many big benefits you get when you’re debt-free.
- The Roger Bannister Effect.
Resources Mentioned In This Episode
- The Total Money Makeover — by Dave Ramsey
- The Richest Man in Babylon — by George Samuel Clason
- Profit First — by Mike Michalowicz
- Rich Dad Poor Dad – by Robert T. Kiyosaki
- Think and Grow Rich — by Napoleon Hill
- The One Thing — by Gary Keller
- Fish Out Of Water — by Calvin Wayman
Thank You For Listening!
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