Are you trying to dig your way out of debt, but your still using credit cards at the same time? You will never gain any meaningful traction on becoming debt free, while continuing to swipe away with your credit cards.
Cash is KING! It is a fact, you spend less when you use cash. Have you ever gone to the store to buy one item that you needed, and left with a cart full of unplanned purchases? We all have.
It’s that time of the year again. It’s time to ORGANIZE! I frequently go through our home and purge items that we are no longer using. While purging, I also re-organize everything. It’s something about a well organized room that
Making and keeping a budget is one of the main reasons why we have maintained our debt freedom! The budget is the financial road map that tells your money where to go. A builder does not build a house, without
Goal setting plays a strategic part in getting out of debt. Without setting some concrete goals, you have no direction. We can’t state it enough, that if you want to become debt free once and for all, then take the
Are you ready to transform your financial future, in just 21 days? If so, it is important to know the, “WHY” behind your decision. Everyone’s why may be different from the next person. For some it may be to finally
Every year we are faced with having to purchase gifts for Christmas and birthdays. Instead of adding extra unnecessary stress by shopping for the perfect gifts the day before an event, we shop in advance! Not only have we saved
If you are truly serious about getting out of debt once and for all, then one of the first things you are going to have to do is cut back on your spending. This can be a daunting task for
Would you believe us if we told you that being broke, could actually be the best thing to happen to you? We’re not talking about not having your daily needs met, but what if just having enough was actually…well enough.
Happy New Year to you. Now that we are here in a brand new year, we have the chance to wipe the slate clean, and start some better personal financial habits. One of the habits that you need to pick